LICENSED - ALL 50 STATES

Health insurance built for athletes of every craft.

// BUILT FOR PERSONAL TRAINERS, GROUP FITNESS INSTRUCTORS,
// ATHLETIC TRAINERS, AND GYM OWNERS WHO TRAIN OTHERS FOR A LIVING.

GET MY FREE QUOTE VIEW PLANS
2 MIN
QUOTE TIME
50+
CARRIERS
24H
ADVISOR CALL
Personal trainer spotting client on barbell squats - health insurance for fitness pros
ILLUSTRATIVE EXAMPLE, NOT A QUOTE
PREMIUM
Varies
SUBSIDY
Varies
DEDUCT.
Varies
1099
TRAINER INCOME, HANDLED
We help total income from every gym and studio you work for and match it to marketplace subsidy rules.
ACA
MARKETPLACE SUBSIDIES EXPLAINED
Self-employed fitness pros often qualify for premium tax credits. We walk you through what you may qualify for.
FAST
ADVISOR CALLBACK, NO SPAM
Real people who understand 1099, Schedule C, and gym life get back to you quickly.
// WHY COVERAGE MATTERS

Train others. Cover yourself.

REP.AFTER.REP

Shoulder, knee, lumbar strain from daily training

Demo every lift for years and your joints add up. Plans that cover PT, MRI, and ortho.

VOICE.FATIGUE

Group instructors lose voices - ENT coverage

Cueing 12 classes a week wears the vocal cords. Plans with ENT and speech therapy.

MENTAL.RECOVERY

High-energy work needs therapy and recovery

Holding space for clients is heavy. Plans with strong mental health benefits.

SCHEDULE.C.DEDUCTIONS

1099 income? Write off your premiums

Self-employed trainers can often deduct 100% of premiums on Schedule C.

// COVERAGE BY ROLE

FITNESS ROLES WE COVER.

PERSONAL TRAINERS

1099 and gym-floor pros

GROUP FITNESS INSTRUCTORS

Spin, HIIT, yoga, dance

ATHLETIC TRAINERS

Sports performance and rehab

GYM OWNERS

Independent gyms and CrossFit boxes

STUDIO OWNERS

Pilates, yoga, boutique fitness

SPORTS PERFORMANCE COACHES

Speed, strength, and conditioning

// PROCESS

THREE REPS TO COVERAGE.

REP 01

Tell us about your work and clients

ZIP, role, household. Two minutes. No SSN, no spam.

REP 02

We line up plans for fitness pros

ACA marketplace, 1099 trainer plans, studio group options.

REP 03

Free advisor call within 24 hours

Real licensed agent who understands the fitness industry.

// TRAINER STORIES

ILLUSTRATIVE EXAMPLES.

These are illustrative examples for informational purposes only, based on common scenarios our advisors see. First names only are used and details are generalized; they are not verified testimonials and do not guarantee any specific outcome, price, or plan availability.

J
Jordan
1099 PERSONAL TRAINER - SAN DIEGO, CA

Trained clients for years and eventually needed shoulder PT. An advisor helped find a marketplace plan with ortho coverage where my surgeon was in-network, and the subsidy made the premium manageable.

T
Tasha
GROUP FITNESS INSTRUCTOR AT MULTIPLE STUDIOS - ATLANTA, GA

I have 1099 income from several studios and never knew how to estimate my ACA subsidy. The advisor walked me through it and helped me find a plan that fit my budget.

H
Heath
INDEPENDENT GYM OWNER - AUSTIN, TX

Wanted to offer coverage to keep my floor staff. An advisor helped set up a group plan sized for a small gym budget so I could offer something competitive to my trainers.

GET YOUR FREE QUOTE.

TIME / 00:02:00 // SPAM / 00:00:00
// FAQ

QUESTIONS FROM TRAINERS.

ACA marketplace plans are typically the best fit. Your 1099 income from multiple gyms gets totaled for subsidy calculation, and many self-employed trainers qualify for subsidies that can meaningfully lower monthly premiums.
// PEAK FORM PLAYBOOKS

PEAK FORM PLAYBOOKS.

GUIDE 01

PERSONAL TRAINER HEALTH INSURANCE: 2025 PLAYBOOK

Plan types, subsidies, deductibles, and what to look for if you're 1099.

GUIDE 02

GYM OWNER GROUP PLANS: WHEN THEY MAKE SENSE

Cost-benefit of small-group coverage at 2, 5, 10, and 20 trainers.

GUIDE 03

1099 FITNESS PRO SCHEDULE C DEDUCTIONS

What's deductible - premiums, mileage, equipment, continuing ed.