Health insurance built for athletes of every craft.
// BUILT FOR PERSONAL TRAINERS, GROUP FITNESS INSTRUCTORS,
// ATHLETIC TRAINERS, AND GYM OWNERS WHO TRAIN OTHERS FOR A LIVING.
Train others. Cover yourself.
Shoulder, knee, lumbar strain from daily training
Demo every lift for years and your joints add up. Plans that cover PT, MRI, and ortho.
Group instructors lose voices — ENT coverage
Cueing 12 classes a week wears the vocal cords. Plans with ENT and speech therapy.
High-energy work needs therapy and recovery
Holding space for clients is heavy. Plans with strong mental health benefits.
1099 income? Write off your premiums
Self-employed trainers can often deduct 100% of premiums on Schedule C.
FITNESS ROLES WE COVER.
PERSONAL TRAINERS
1099 and gym-floor pros
GROUP FITNESS INSTRUCTORS
Spin, HIIT, yoga, dance
ATHLETIC TRAINERS
Sports performance and rehab
GYM OWNERS
Independent gyms and CrossFit boxes
STUDIO OWNERS
Pilates, yoga, boutique fitness
SPORTS PERFORMANCE COACHES
Speed, strength, and conditioning
THREE REPS TO COVERAGE.
Tell us about your work and clients
ZIP, role, household. Two minutes. No SSN, no spam.
We line up plans for fitness pros
ACA marketplace, 1099 trainer plans, studio group options.
Free advisor call within 24 hours
Real licensed agent who understands the fitness industry.
FROM TRAINERS WE'VE COVERED.
Demo'd 200+ lifts a week for six years and finally needed shoulder PT. Peak Form lined up a marketplace plan with ortho coverage — my surgeon was in-network, and the subsidy made it actually affordable.
I juggle 1099 income from four studios — never knew how to estimate my ACA subsidy. The advisor walked me through it in 20 minutes and I'm paying $61 a month for a real plan.
Wanted to offer coverage to keep my floor staff. Peak Form set up a group plan that actually fit a small gym budget — my trainers stopped looking at corporate gigs.
GET YOUR FREE QUOTE.
QUESTIONS FROM TRAINERS.
PEAK FORM PLAYBOOKS.
PERSONAL TRAINER HEALTH INSURANCE: 2025 PLAYBOOK
Plan types, subsidies, deductibles, and what to look for if you're 1099.
GYM OWNER GROUP PLANS: WHEN THEY MAKE SENSE
Cost-benefit of small-group coverage at 2, 5, 10, and 20 trainers.
1099 FITNESS PRO SCHEDULE C DEDUCTIONS
What's deductible — premiums, mileage, equipment, continuing ed.